Today, many people very busy taking care of their families and they have forgotten to prepare for their own future particularly when they become too old to work. People who have spent their productive years working and taking care their families should be given an opportunity to prepare their retirement.
For most people, retirement means being free form the hustle and bustle of the daily rat race called life. But not all people is given the opportunity to enjoy retirement without any worry about their finances. If you want to enjoy your retirement without all the worries then you should prepare for your retirement now, when you are still able to produce and to work hard. So when that time comes, you will be able to go to places you wanted to visit before but did not have the time or resources. Or perhaps, do things that you were not able to do before because you were too busy taking care your family.
A retirement plan will mean you no longer have to worry whether you have a family to take care of you when you grow old. Planning for your own retirement should be treated the same way when planning to invest in a house or a car. Every person should set aside even a meager amount from his monthly earnings, to be saved and used for his retirement.